Credit Crunch Christmas

What is the true cost of the credit crunch?


It is no surprise that the “credit crunch” has resulted in unbearable strain on family life and that many will feel it even more this Christmas. Many couples around the world are worrying about whether they will loose their home, how to pay the bills, and how to provide presents for their children. Some parents have already decided that they will spend this one last Christmas together as a family before they split up.
Shelley Hesford, of Cheshire law firm SAS Daniels, said: "We believe January 12, 2009, the first Monday after children return to school, will be D-day - divorce day. We get more calls in the first few days of New Year from couples wanting to separate or divorce than any other time of the year.”

You do not need to be one of those statistics! Give your children the best Christmas present they could possibly have … a family that stays together! You might feel that this is impossible, things have gone too far and there is no way back. We have news for you, it isn’t too late and it isn’t impossible!


Remember the promises you made when you got married. "To have and to hold, from this day forward, for better for worse, for richer for poorer, in sickness and in health, to love and to cherish, till death us do part."

Matthew 19:6
6So they are no longer two, but one.
Therefore what God has joined together, let man not separate."

Hold each other.

When we experience frustration with our circumstances there is a tendency to blame each other and push each other away. Instead hold each other, comfort each other and remember that possessions are not important but family is.

Ephesians 5:25 (The message)
Husbands, go all out in your love for your wives,
exactly as Christ did for the church—a love marked by giving, not getting.


Sit down together and watch your wedding video or flick through your photo album. Remember the good things you have together rather than dwelling on the hardships.

Numbers 30:2 (New International Version - UK)
2 When a man makes a vow to the LORD or takes an oath to bind himself by a pledge,
he must not break his word but must do everything he said.

Irradicate selfishness.

The word “I” can be one of the major problems in marriage. Many marriages end in divorce because of selfishness, when what “I” wants becomes of greater importance than what “we” want then it is destructive to the marriage relationship. This Christmas you can change that and choose to give to your relationship instead of thinking what you can get from it.

Ephesians 5:29-33
No one abuses his own body, does he? No, he feeds and pampers it.
That's how Christ treats us, the church, since we are part of his body.
And this is why a man leaves father and mother and cherishes his wife.


Husbands need to be respected and honored. Criticism is a destructive force in marriage and nagging doesn’t help the situation either. Become a supporter not just when you are winning at life but in the difficult times too.

1 Peter 3 The Message
 1-4The same goes for you wives: Be good wives to your husbands, responsive to their needs.
There are husbands who, indifferent as they are to any words about God,
will be captivated by your life of holy beauty.
What matters is not your outer appearance—the styling of your hair,
the jewelry you wear, the cut of your clothes—but your inner disposition


Take time to be together.

Get out of the house for a while go for a long walk and talk. Talking doesn’t mean getting in to old arguments or blaming each other, talk about your hopes, your dreams for the future and how you can rebuild your marriage.

2 Corinthians 4:18a
So we fix our eyes not on what is seen, but on what is unseen.

Make an effort.

It is easy to fall into the trap of believing that life will be easier or better without your spouse. All your cares will disappear and that divorce is easier than making your marriage work. Divorce has a huge price tag - “pain”. Working at a marriage isn’t easy either but the results are worth it.

Galations 6: 9-10 The Message
9-10So let's not allow ourselves to get fatigued doing good.
At the right time we will harvest a good crop if we don't give up, or quit.
Right now, therefore, every time we get the chance, let us work for the benefit of all,
starting with the people closest to us in the community of faith


Appreciation is often missing from a marriage in trouble. Take time to say thank you, not only for gifts but for the things we often take for granted: a cup of coffee, a meal, a day at work, a clean home…

Ephesians 5: 26-28 The Message
Christ's love makes the church whole.
His words evoke her beauty.
Everything he does and says is designed to bring the best out of her,
dressing her in dazzling white silk, radiant with holiness.
And that is how husbands ought to love their wives.
They're really doing themselves a favor—since they're already "one" in marriage.

Sow good things into your marriage.

We sow into our marriage through our words, attitudes and actions. It is time to change the seed and expect a different harvest, instead of rejection sow acceptance, instead of bitterness sow gratitude, instead of selfishness sow love.

Galatians 6:7-9 (The Message)
 7-8Don't be misled: No one makes a fool of God.
What a person plants, he will harvest.
The person who plants selfishness, ignoring the needs of others
—ignoring God!—harvests a crop of weeds.
All he'll have to show for his life is weeds!
But the one who plants in response to God,
letting God's Spirit do the growth work in him,
harvests a crop of real life, eternal life. 

This Christmas you can make a difference in your own lives and the lives of your Children. Give them a Christmas to remember, a family that stays together! As a list piece of advice this Christmas keep Christ in your Christmas if He is allowed to be at the center of your family you will have the strength to make the changes necessary to stay Married for Life.

by Lainey Hitchman

“First Aid for a Wounded Marriage” is available for free download. Please click here for your free copy.